Let's be honest, we all can at times be guilty of rushing into things; one because our emotions kick in and take over and two because we are human and we are impatient and need to have it right this instant! Even though purchasing a property is one of the biggest financial transactions we will ever make, it often falls into the category of "I need this right now" and we forget to do our homework and properly research the market, location and of course the property itself.
Securing a home loan with a new bank is a relationship you want to get right.
It’s important to find a bank which offers the right products and level of service you’re looking for. But, how do know when you've found the 'one'?
Here are five key signs to help you decide, the right loan for your circumstances.
Auction Day - it can be scary and exciting, especially if this property is "the one'!
Things happen quickly at auction so it’s important that buyers are well prepared and have a plan in place to help stay cool under pressure.
The auction day game plan is really a number of tactics that allow you to stamp your authority on the auction and leave the impression that you know what you’re doing.
The mind is a powerful thing: it can help us make many big life decisions. But it can also hinder us.
So is your mindset holding you back from buying your dream property? Here are five common questions that play with buyers’ minds.
Should you choose with your heart or your head?
If you only have the weekend to work on those DIY renovations, the last thing you want to do is get in too deep and leave your DIY project half completed. You don't want to put those projects off until the holidays either.
What's the solution? Use your weekends to complete the small projects and you won't have to spend your holidays working at home.
Did you know you can use the equity in your house to finance the purchase of an investment property?
We sat down with Bankwest Lending General Manager Carolyn Morris to learn some of the basics.
"Many first-time investors are unaware it's possible to use the equity they have built up in their home to finance or buy an investment property," says Morris.
Leaving aside the question of how to buy into a booming market, many people question whether it is a wise decision to buy into a property boom at all. As always, there is no one-size-fits-all answer, as whether you should or should not buy will depend almost entirely on your circumstances.
Let's take a look at four common types of property buyers and the considerations unique to each of them in deciding whether to buy during a property boom:
You've been looking for months, attended auction after auction and finally secured a winning.
Between the celebrations you try to wrap your head around everything you need to organise.
Insurance, removalists, conveyancing – the list seems endless.Before you've had a chance to catch your breath it's settlement day.
If given the chance to renovate one in four Aussies would start with the kitchen, research shows.
A realestate.com.au survey found 26% of Aussies would prioritise kitchen renovations over any other kind of renovation.
So if we're so keen to re-do our kitchens, do homes with killer kitchens sell for more?
So you've decided to start investing in property and vowed to get into the game this year.
Seeing how prices in Sydney and Melbourne have surged during the past two years, you're worried that the markets are running away too fast.
You're scared that if you don't get in now, you won't get in at all. You're tempted to get in now at all costs.