IFamily imaget’s a scenario that lots of growing families can relate to, the home which was once perfect and had plenty of space is now cramped and crowded and not so comfy anymore. It’s time to make a decision…do you stay and renovate to make more space or do you move to a larger home.

It’s a huge decision as there are pros and cons for each side. It’s important you evaluate your family’s needs and what is the most important to you. Asking questions such as; if you move, will it be in the same area and if not will you need to relocate the kids to another school are essential to help make your decision.

So how has the property boom affected you?

From the sidelines it’s been like watching a rodeo, as buyers and sellers get tossed around by a runaway bull market. The rest of us are just as happy to be on the outside looking in, glad we’re not directly affected. But that’s not strictly true! Given that a large part of your personal wealth is tied up in your home or other properties you may own, the fact is your financial standing has changed, maybe quite dramatically. And unless you’ve had your property revalued in the current market, you don’t really have an accurate picture of your current worth.

Chances are your equity has grown significantly in the last few years and that may offer some pretty exciting opportunities – to fund that extension you’ve been wanting to do, finance your business, bankroll an investment property, help the family or pay for the holiday you’ve been putting off for so long.

Bring yourself up to date. Ask one of George Brand's expert staff for a complimentary market appraisal. There’s absolutely no pressure or obligation.

Did you hear the ridiculous price they got for that place up the road?

Runaway auction stories are abound at the moment, and it’s very tempting for vendors to join the frenzy in the hope of getting more than they expected. And why not? In a strong market it’s often hard to know exactly what your property is worth, and an auction is a very good way to test that.

The sale is ‘unconditional’. You’re protected by the reserve price. And there’s the fear of missing out – where emotional buyers are pushed to their limit and often beyond.

But auctions can be very stressful on vendors, not just buyers, and as a general rule of thumb, six out of seven properties are still sold by private sale in Avoca Beach, Copacabana and MacMasters Beach. A private sale gives you more say in what you think is a fair price. You have time to consider offers, without being put on the spot. And greater flexibility to negotiate terms that suit both parties, especially if you’re not in a rush to sell. With Auctions there’s no guarantee they’ll be successful, or even get you the best price – the winning bidder only has to offer slightly more than their competitor, which may well be less than they were willing to pay.

Like everything, it’s horses for courses, and you need to discuss the options carefully with your agent.

Kyle Brand



There’s always so much hype surrounding the property market but with the media’s coverage in overdrive it can cloud our view on how some suburbs are performing. As you have no doubt read and heard, many have predicted the Sydney property market will start, and has indeed begun to level out making it easier for first home buyers to enter the market. But is this really the case?


The Central Coast and Sydney has been lashed with some serious thunder storms this summer causing havoc and destruction to hundreds of businesses and homes. Blackouts seem the norm and after a stinking hot day its almost guaranteed a spectacular electrical storm will follow.

Are you a landlord and your investment property has been damaged from a storm or natural disaster? Although we can’t stop a storm from hitting, we can be prepared and aware of the next steps ii damage is caused.

HOUSE1Just like a relationship, sometimes a property comes with baggage too…in the form of existing tenants! Any empty house and a new set of keys awaits most home buyers at settlement, but some will inherit a tenant and a house full of somebody else’s belongings.

If you’re happy for the tenants to continue to live in your new home and pay you rent until their lease expires then there’s no problem,


Kyle1Hi, Kyle Brand here with the November Market Report.

November has proved to be an interesting month with a number of events influencing the market place. On the supply side of the market, stock levels remain tight. Although there has been an increase in the number of Central Coast property owners in preliminary discussions about putting their property on the market for sale. We certainly expect to see higher levels of properties available for sale moving into 2016.

natural-disasterIt’s something we have no control over and not even the weather man can predict what it will do! The weather can be our best friend and worst enemy, and although we don’t like to think about how destructive it can be to our property, we can be prepared to help in a natural disaster.

So what happens if you are a landlord and your investment property has been affected by a Natural disaster such as flood or a fire and is now partially or totally uninhabitable? 

PlanWould we be correct in saying, most of us all love a good plan? And most importantly putting it into action and seeing it work its magic! 

It’s no secret, in today’s day and age we all seem to be time poor and our to-do-list growing by the minute leaving us with little (or no) time to find that perfect new home. But what if we said, we have a solution and it comes in the form of…A PLAN!!

Ifence-1t's a simple questions, but a fair one at that and one that often leaves neighbours scratching their heads and left wondering who actually owns the fence that divides their properties.

The big question...who is responsible for pruning that out-of-control crawling ivy that's taking over the 50 year old falling down fence? And more importantly who should be reaching into their pockets to replace/repair the fence?

Tax-depreciationDepreciation can offer significant tax breaks to property investors, yet many fail to take full advantage of the savings available to them.

What type of deductions can I claim?

There are two basic types of depreciation allowances available to investors. Division 43 Capital Works Deductions and Division 40 Plant and Equipment Deductions.